Investment may involve risk of loss, and historical returns are no guarantee of future returns. This material may contain information on historical returns and allocations, simulated earnings and forecasts that can not be seen as a guarantee of future returns or allocations. Returns may be reduced or increased as a result of currency fluctuations and changes in equity markets. 

We therefore recommend always to seek professional investment advice and also advice on related individual tax systems, which could be affected by the current investment. Reservations are made for typographical errors, product changes, errors in prices, rates and the like.